The 9 Best Spending Control Apps: Manage your finances from your mobile

Fintonic is one of the most famous and used finance apps on Google Play. We have talked about it repeatedly. It stands out from the rest for being one of the few platforms that allow us to synchronize our bank accounts to automate expense and savings reports, thus avoiding manually entering purchases, income, or transfers.

It is compatible with the vast majority of Spanish banking entities. It offers exciting functions such as notice for commissions, duplicate receipts, or management of products such as insurance, cards, or loans. It also provides a valuable option to finance purchases from Amazon at 0% interest.

Another feature that we will not find in the rest of the alternatives is what Fintonic calls “FinScore.” This is the theoretical valuation that banks have on us depending on various factors such as age, the balance in our accounts, or expenses. It is possible to access better conditions if the valuation is high.

Bluecoins

I have to admit that, of all the apps that make up this top, Bluecoins is my favorite for controlling expenses.

Indeed, its interface is not as friendly as that of other alternatives. Still, it is undoubtedly one of the spending apps with the most significant potential in its category, thanks to the continuous functions and features it includes.

So much so that I included it in my selection of apps discovered last year, without which I now cannot live.

The app is free, although it is possible to unlock some additions –such as exporting statistics to when purchasing the version Pro Excel files– of Bluecoins. Something that, in my opinion, is worth it, and a lot, because it is the best expense control app you can use **.

Money Manager

Another good option to control all our savings and expenses from the mobile is Money Manager. This application stands out for its simplicity and ease of use, but it still has exciting options for those who want to know where their money is going.

The app allows you to record any transaction made with a touch on the screen and automatically generates expense and income reports with graphs that show our progress.

It is also possible to establish budgets and organize the different invoices either by periodicity or by category. There is also the option to configure reminders to keep complete control of expenses.

Subscriptions

With so many services and platforms that base their financing model on the subscription, controlling this type of payment expense is more important than ever.

For this, there are specific applications such as Subscriptions, a tool with a fantastic design, easy to use, and the possibility of adding all kinds of subscriptions that can later be filtered by categories, personalizing, or even adding reminders.

In addition, it is a free cost control app.

Donation

To know all the money you spend, and how you spend it, there are few better applications than Spendee.

The app has been selected several times as one of the best categories by Google Play editors. Its ability to generate infographics with income and expenses, all with a fantastic design and all the functions that we might need to control the accounts.

Among its most essential features, we find the possibility of synchronizing our banking entities to automate the control of expenses and income, budget planner, generation of reports and infographics, or the possibility of creating shared portfolios with friends and family. Of course, it also allows us to register those purchases made with cash so that we do not miss anything.

1Money

If you use several devices and are looking for an app to record all your savings and expenses, 1Money is one of the best options. Since it offers cloud synchronization, data can be accessed from anywhere and through any device.

The app in question allows you to add transactions quickly and easily. It will automatically generate reports that show where the money spent is going and how our savings account has grown -or not- over the weeks.

Wallet

Another tool that, like Fintonic and Spendee, offers synchronization with the central banks is Wallet, an expense app that we analyzed at the time.

The account-keeping application encourages us to get rid of our spreadsheet or notebook where we have recorded all our expenses and savings and move on to using its flexible planning and control system.

The app is free, and its functions include the ability to generate financial reports on accounts and cards, loan management, cloud synchronization, predefined templates and categories, and even the ability to geo-tag each transaction made.

Money Lover

For Google, Money Lover was one of the best applications of the year 2017 … and no wonder. We are facing one of the complete expenses tools in Google Play, with cloud synchronization, budget planning, notifications push, and expense management by categories.

Other interesting functions of this application are the possibility of keeping accounts on debts and loans, creating shared portfolios with friends or family, and even a “Travel Mode” for those travelers who are going to spend time in a country different from yours.

The app also allows you to create backup copies in Dropbox, one of the most popular cloud storage services, to avoid data loss. Without a doubt, it is one of the best alternatives to Fintonic that you can use in 2020.

Moneyhero

We end this selection with an application that is perhaps somewhat less known than the previous ones, but that will undoubtedly attract the attention of more than one due to the number of functions it includes, as well as its careful, intuitive, and easy-to-use design. Moneyhero allows us to set savings objectives so that the application itself will tell us how much money we can spend each day so as not to exceed the limit and thus meet our goals.

The app also stands out for its simplicity, and it is enough to indicate the monthly income, fixed expenses, and savings objective. From this data, the app will generate the expense variable that we should not transfer. Unlike the previous apps, Moneyhero can be used free for 15 days, and after that moment, it will be necessary to purchase a subscription Premium to the platform.